Owning your house is a big dream for many of us. But most income earners spend a majority of their wage on loan installments. When all is said and done, your own place is definitely worth the mortgage loan.
Are you renting now? It has no returns and it’s not even yours. It’s not your asset. So buying is the smart financial decision.While surfing I found this international view of point on this blog about geld lenen zonder bkr toetsing.
You may have heart about the rising interest rates and this is normal. Most of the time they keep increasing by 0.25% and sometimes three times a year. However during economic crisis, interest rates will start to decline as low as 4% and sometimes no interest. It cannot get better than this, it’s the best time to have a mortgage.
Make hay when the sun is shining, financial experts say. Hence for mortgages, now is the correct time. If you postpone it to later, its more pressure as to come towards your retirement.
There are many banks in the market who compete to offer you the best loans and features. The most common home loans have credit card option, offset account, early withdrawal option and many more.
Customer is the king, you decide what you want and which bank. So you can go through all and then choose the one you like.
If you are married or planning to, or have children, then you will definitely be looking for a family house. Everybody loves a family house. If you have some deposit for the house and a reliable job, then it’s easy to get a a loan.
Of course it’s a lifelong process and a big commitment on your part. You do have a commitment to pay in installments, but it’s your house and you can do everything you want.
The Original Post is Located Here: The Best Time For Mortgages Is Now